Ready for Your New Driver in the Family?

Is your teen getting ready or has just earned their driver’s license?  We can provide some great points to think about regarding insurance, safety and saving money.

Understand the Facts and Risks of Teen Driving 

Many actions can help keep your teen minimize accidents while learning how to handle themselves behind the wheel of a car.  As a parent, you play an important role in educating and making sure your child understands the risks and responsibilities of driving solo.  You can learn more details on these actions.

  • Use a seat belt
  • Driving for Weather Conditions
  • Peer Pressure
  • Distracted Driving
  • Speeding
  • Alcohol Use
  • Poor Visual Scanning
  • Difficulty Judging Space and Time

Insurance & Vehicles

You need to consider 3 things when you teen starts to get their drivers license.

  • Finances
  • Readiness
  • Involvement

You can learn more on how to save money on car insurance.

Teen Driving Distractions

Distracted driving is one of the most dangerous temptations for a newly licensed teen driver.  You can  learn more on the State Driver Distraction Laws and how parents can discuss with their teen how cell phone usage affects driving capabilities.

Keys2Drive is a great resource to help parents discuss with their teens about important safety and cost saving facts about driving.

How to Maintain a Dry Basement

As insurance agents, we see many people that have to go through all of the stress and hard work of going through water damage in their home.  We want to help you minimize the chances of having water damage in the basement of your home by providing these tips and links:

  • Checking and maintaining your home for foundation for leaks , faulty pipes or moisture collecting within your home (see infographic to right for signs)
  • Monitor and supply back up for your sump pump
  • Install a backwater valve to prevent sewer back ups
  • Prepare the outside of your home to allow water to drain away from your home during rain and a wet season
  • Make sure that you protect your belongings and appliances by storing your items for minimal damage and checking your ventilation system periodically

If you have any other questions to discuss with All-Time Insurance, send us a note.

Source: Secura Prevention Connection and Insurance Institute for Business & Home Safety