Category: Auto Insurance

Winter Saving Tips

With old-man winter knocking on our door, we would like to share some Winter Tips and Tricks that we received from our friends at Trac Solutions of Western Wisconsin & Steamatic Restoration & Cleaning.  Here are some suggestions you should keep in mind this winter to prevent damage to your home.

– Turn off outdoor water and unplug garden hoses.

– Change all furnace filters.

– Keep your furnace running at 50 degrees or above.

– If you leave for extended periods of time, be sure to have someone look over your home periodically.

– Never leave fires unattended, whether it be a candle or a fireplace.

– Keep an emergency kit under your kitchen sink and in your car

– Invest in pipe insulation if you know your home and pipes are susceptible to freezing

– Keep garage doors closed to trap in heat

– In severely cold weather, keep water dripping and keep cabinets open to prevent frozen pipes

– Make sure you have enough insulation in your attic and basement

– Remove excess snow from areas in your roof that may form ice dams

Spring Start-Up: Tips For Getting Your Classic Back On The Road

For classic car owners in northern climes, the long wait for spring can be excruciating. The good news is, it’s almost here. The classic car experts at Hagerty® have put together the following spring start-up checklist. Take advantage of the time before spring blooms by prepping your car for its first drive. You’ll both be better for it.

Start with your battery. If it’s been on a trickle charger all winter, disconnect it from the charger and reconnect the battery. If you simply removed the battery and stored it in a warmer spot for the winter, time to charge it up.

Check your fluids. Start with a walk around and examine the floor beneath the car. Drips are common and expected; puddles are not. A fresh oil change is recommended since water or other fluids may have found their way in your crankcase. While you’re at it, replace the oil filter. Also check your other fluids – brakes, coolant, transmission, windshield washer. Do they look dirty? Are they at the recommended level? Smell your transmission fluid. If it smells burnt, change it. Generally speaking, if you can’t remember the last time you drained and flushed any particular fluid, it’s probably time to do it again. As for gasoline, your car should be good to go if you put STA-BIL in the gas tank before storing your car. If not, you might consider adding a water-absorbing product or – if you’re really worried about it – drain the tank.

Check your belts and hoses for cracks and decay. Since rubber breaks down over time, examine the condition of your tires. Make sure they’re inflated to the correct air pressure, and remember the spare.

In addition to potentially damaging your engine, water can cause brake problems as well. If your car has been sitting for a while, consider bleeding your brakes. They should feel firm when you push the pedal.

By this point, you should already know if any mice spent a comfortable winter in or around your engine. Also check inside the passenger compartment, especially under the seats and in the glove box. And one last thing – check the headlights, turn signals and brake lights. Yes, this requires a friend’s help.

It’s finally time to start your car. If you’re just testing the engine, make sure an exit door is open enough to allow exhaust fumes to escape. If the weather allows for a drive, make that first one fairly short – a half hour or so should put the car through its proper paces. And before you take drive No. 2, do the ol’ walk-around again. No major leaks? Tires look good? Let ’er rip, and have a great summer.

 

Written by: Hagerty Insurance March 17, 2017